A property insurance claim is a second full-time job at the worst possible moment. We take it off your hands and fight for the settlement you're owed.
Whatever brought you here, we've seen it before, and we know what to do next.
That's what we're here for. We'll show you what your policy actually covers, often far more than people realize, and take the process off your plate.
Denial letters are written to sound final. They rarely are. We read your policy alongside the denial and find the grounds for appeal.
Insurance estimates routinely miss code requirements, matching materials, and hidden damage. We build the estimate the adjuster should have.
We manage the whole process, inspections, paperwork, communication, so you can focus on getting your home back.
Not sure if your situation qualifies? It probably does. We work across residential and commercial claims, including many not listed here.
Most people have never filed a claim like this, and it shouldn't be on you to know how. Here's how we handle it, step by step.
Tell us what happened. We'll look at your claim and your policy and walk you through your options, no cost, no obligation.
We document all the damage, including what was missed, and read your policy closely to find every coverage that applies.
We prepare a detailed, defensible estimate and assemble the evidence your insurer can't wave away.
We handle every conversation with your insurance company and push for a fair settlement, keeping you informed the whole way.
Both of Caretake's founders are engineers by training. We bring that same rigor to a claim: decomposing what caused the loss, documenting it precisely, and building an estimate that holds up to scrutiny.
Most adjusters run on spreadsheets and outdated software. We built our own technology from the ground up to document damage and build the strongest possible case.
"Public adjusters are licensed to represent policyholders, not insurance companies and not contractors. When you hire us, your interests are the only ones in the room."
Most property owners take the first number because they don't know they can push back. A short, free conversation can show you what your claim may really be worth.
Hours
Monday - Friday: 9am - 5pm
Saturday - Sunday: Closed
Focus
Licensed Public Adjusting in Maryland
Residential & Commercial Property Claims
Fee Structure
Our services are contingency-based; you only pay a percentage of your recovery.